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Listed below is only a brief synopsis of some of the thousands of insightful articles published in Verdict magazine. To read the full articles, contact NCCLP. You can also join as a member, volunteer, become a subscriber or participate in a myriad of other ways to help advance our cause.

Predatory Practices in Financial Institutions
Consumer Debt Kathleen Paolo Consumer Debt Kathleen Paolo

Predatory Practices in Financial Institutions

By James C. Sturdevant, Esq.

April 2010

In his 2010 State of the Union address, President Obama promised financial reform in response to the banking industry’s reckless speculative manipulations. Sturdevant, an expert in consumer class actions, examines these proposals and the need for changes in the system, most notably related to the innumerable and increasing fees and penalties that banks and credit card companies charge their poorest customers (such as those on Social Security or other fixed income) through which exploitation they generate billions.

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A Presumption of Abuse
Consumer Debt Kathleen Paolo Consumer Debt Kathleen Paolo

A Presumption of Abuse

By Eugene Crane, Esq.

October 2006

A distinguished bankruptcy attorney and trustee examines the chilling effect of the new federal bankruptcy law on those filing for bankruptcy, their counsel and bankruptcy trustees. The new law sanctions attorneys for their clients’ failures, errors or misreporting. It also creates a presumption that consumer debtors have engaged in wrongdoing and are undisciplined abusers of credit.

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